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Play USA live dealer baccarat online at any of the below top USA live dealer casinos. All of our recommended live dealer casinos accept USA players and offer real money live dealer baccarat. The BetOnline Casino is our top choice to play USA live dealer baccarat online but all the live dealer casinos offer a great online experience and have outstanding USA banking options. Play online baccarat using a live dealer at the below USA online casinos.

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Baccarat is a centuries old game, with origins in Italy. It began with a card game known as Tarrochi in the 1400s. The gentleman credited with the name ‘Baccarat’ was Felix Falguiere, when he referred to the game as ‘Baccara’ which means zero in Italian. Indeed, in this high-class casino card game all the royals and 10s count as zero.

USA Live Dealer Baccarat Online Casinos

The BetOnline Casino is one of the best USA live dealer casinos and our best live baccarat casino. Online since 2001, BetOnline is one of the most reputable USA online casinos.

Live Games: Baccarat, Blackjack, Roulette, Super 6

Sign up at BetOnline and receive a free $25 bet

USA Deposit Methods:

• Visa/MasterCard
• American Express
• Discover
• eCheck
• Cash Transfer
• Bitcoin

The Wild Casino is a newer USA live dealer casino opening in 2018 but is owned and managed by CommissionKings, one of the most trusted online casino operators in the business.

Live Games: Blackjack, Roulette, Baccarat, Casino Holdem

Play USA live dealer casino games at the Wild Casino.

USA Deposit Methods:

• Visa/MasterCard
• American Express
• Discover
• eCheck
• Cryptocurrency
• Cash Transfers

The Drake Casino accepts USA players and offers a live dealer casino which is mobile compatible. In business since 2012, the Drake Casino is highly regarded.

Live Games: Blackjack, Roulette, Baccarat, Casino Holdem

Sign up at the Drake Casino and Play with your PC or Mobile.

USA Deposit Methods:

• Visa
• MasterCard
• American Express
• Cash Transfer
• Bitcoin

The CryptoReels Casino is a highly reputable online casino and a great choice to play live baccarat. Find easy USA banking options and use the download or instant play casino.

Live Games: Baccarat, Blackjack, Roulette, Super 6

Play USA Live Dealer Baccarat at CryptoReels

USA Deposit Methods:

• Bitcoin
• Visa
• MasterCard
• American Express
• Discover
• Diners Club

The Vegas Crest Casino offers USA friendly live dealer casino games and is a great overall online casino to play at. The casino is safe and fair and a great choice for USA players.

Live Games: Blackjack, Roulette, Baccarat, Casino Holdem

Play at Vegas Crest a Top USA Live Online Casino.

USA Deposit Methods:

• Visa
• MasterCard
• Bitcoin
• Cash Transfer

The Ignition Casino has a USA live dealer casino as well as a standard online casino and poker room. Play live dealer games and also find a huge selection of standard games and slots.

Live Games: Blackjack, Roulette, Baccarat, Super 6

Play in the Casino and Poker Room at Ignition.

USA Deposit Methods:

• Visa
• MasterCard
• American Express
• Bitcoin

The BoVegas Casino welcomes USA players and gets USA deposits approved easily. Play live dealer baccarat online at one of our top recommended USA live dealer casinos.

Live Games: Blackjack, Roulette, Baccarat, Super 6

Play live dealer baccarat from the USA at BoVegas.

USA Deposit Methods:

• Visa
• MasterCard
• American Express
• Bitcoin

Use any of the above USA live dealer baccarat online casinos and play one of the most popular casino games against a real live dealer online right from home. All of our recommended live dealer baccarat online casinos accept USA players and do an outstanding job getting USA deposits approved including credit cards. You will never have a problem making a deposit or receiving your winnings quickly at any of the USA live baccarat online casinos listed above.

The BetOnline Casino is our top choice for playing USA live dealer baccarat online. BetOnline is 100% flash based so there is no software to download to access the live dealer online casino. Simply sign up and make a deposit to be playing all the live dealer and standard online casino games offered at BetOnline. Be sure to claim your free $25 bet for any live dealer game (including baccarat). To do so, simply place your bet and if you win great - your up $25 risk free! If you lose - email the support staff and they will replace the $25 to your real money account. BetOnline also operates a sportsbook and online poker room which you will also have access to when you open an account. See our full BetOnline Casino review for more details and visit the USA live dealer casino and sign up as a new player.

The Drake Casino also offers live dealer baccarat online. USA players are welcome at Drake and both the standard online casino and live dealer casino is completely flash based. Play live dealer baccarat with just about any device that connects to the Internet including your mobile. The Drake Casino is our top USA live dealer casino for using your mobile for live dealer games. Play mobile live dealer baccarat as well as all the other games offered at Drake. For more information see our Drake Casino review and more on playing at mobile live dealer casinos.

The Vegas Crest Casino is also a great USA live dealer casino to play baccarat. In business since 2014, Vegas Crest has developed a great standard online casino with a great selection of games and slots as well as one of the best USA live dealer casinos available. Play live dealer baccarat for as little as $1 per game or as much as $1500 per game. The live casino uses the Fresh Deck Studios software package for live dealer games which is the top live dealer software. See our Vegas Crest Casino review for more information and then use any link to visit the casino and sign up as a new player.

The Ignition Casino is another good choice for playing USA live dealer baccarat. Ignition is also flash based so there is no need to download any software to your computer. The Ignition Casino is still relatively new but is owned and operated by the same group as Bodog and Bovada, two very reputable online gaming giants. Ignition also operates a great standard online casino as well as an online poker room. See our Ignition Casino review and then use any link to visit the casino, sign up and make your first deposit. The Ignition Casino has very good USA credit card acceptance rates and accepts USA Visa, MasterCard and American Express credit cards.

BoVegas is another great USA live dealer casino. Play play live dealer baccarat online as well as all other live dealer games, standard online casino games, video poker and slots. BoVegas now offers both a download and flash version of their live dealer casino so you can choose how you want to play online. Deposits and withdraws are processed easily and you can use your USA credit card to both deposit and withdraw. See our BoVegas Casino review for more details and to sign up to play USA live dealer baccarat online as well as all other live dealer casino games.

Sign up at any of our recommended live dealer casinos to play USA live dealer baccarat online and watch your game and the dealer in real time over a live streaming feed. Online live dealer baccarat gives you the feeling of playing at a brick and mortar casino while still playing online from home. For more information on any of our recommended live online casinos, see our live casino reviews and then use any link to visit the live online casino of your choice. The BetOnline Casino was actually one of the first USA online casinos to offer live dealer games and still offers a great online experience today. Play online live dealer baccarat at BetOnline and know you are playing at one of the oldest and most respected USA online casinos available on the Internet (of course all of our recommended live dealer casinos offer a great experience, however BetOnline is our favorite).

Playing Live Dealer Baccarat Online

Playing live dealer baccarat online is played just as you would play at a traditional brick and mortar casino. To play online you simply log into the live dealer casino and choose the live baccarat table at the betting limits you want to play. Once you choose a seat and sit down at the table you will see the dealer, the cards and the table over a live streaming feed. The camera never leaves the table once you sit down so you can catch every second in real time from the moment you take a seat.

Once the game starts you will see the cards being dealt in real time and be able to watch as the dealer completes the game. All live dealer baccarat tables are multi player games and up to 6 players can sit at each table. The betting limits for live dealer baccarat range from just $1 per game all the way up to $5,000 per game or hand. When choosing your table you will see the betting limits clearly displayed and you simply click on the table with the limits you want to play and choose a seat.

When a new game is ready to start you place your bet and the game begins. In baccarat, you can choose to either bet on the 'Player', bet on the 'Banker' or bet the outcome of the game will result in a tie. Once the cards are dealt, the one (either the Player or Banker) with a hand that is closest to a total of 9 wins. Winning Player bets are paid at 1-1, winning Banker bets are paid at 11-10 and tie bets are paid 8-1. Even though tie bets are paid 8-1, if the hand results in a tie both the Player and Banker bets are returned and it is considered a 'push'. When totaling the sum of your cards, all face cards and 10's are equal to 0 and Aces are equal to 1. All other cards are used at face value and if the sum of the cards is a double digit number only the right digit is used. For example if the hand totals 15 it would equal 5. If the total is 13 it is used as 3.

Once you are seated at the live baccarat table and a new game begins the dealer will start the game by dealing both the Player and Banker two cards. Based on standard baccarat rules the dealer will then either give the Player and /or Banker another card and finish the game. All winning bets are paid and losing bets are collected and a new game will begin.

Baccarat Rules

Playing live dealer baccarat online follows the standard baccarat rules used in all online and brick and mortar casinos. Both live dealer online baccarat and standard online baccarat are actually considered mini baccarat as you the player do not make any decisions as to whether to take a card or pass. Instead of the player and banker deciding whether to take a card, the below rules are always followed.

If either the Players or Bankers first two cards total 8 or 9 it is considered a 'natural' and the game is over.

If the players hand is equal to or less than 5 the player draws a card

If the player does not take a card, the Banker will stand with 6 or higher and take a card with 5 or lower

If the Player does take a card, the Banker will do the following:

• If Bankers total is 2 or less they always take a card
• If Bankers total is 3 - take a card unless the Players 3rd card was an 8
• Bankers total is 4 - take a card unless Players 3rd card was a 0,1,8 or 9
• Bankers total is 5 - draws if Players 3rd card was a 4,5,6 or 7
• Bankers total is 6 - draws if Players 3rd card was a 6 or 7
• Bankers total is 7,8 or 9 - Banker stands

The above rules are followed for every game and the dealer will automatically deal the cards and finish the hand. As a bettor you only place your bet on the Player, Banker or Tie and the dealer does the rest.

Of Note: If you want to have the opportunity to be able to decide whether you take a card or not when playing baccarat, you can play in a brick and mortar casino, usually in the High Limit areas. True Baccarat is only available in a few brick and mortar casinos. When you see baccarat on the casino floor it is always mini-baccarat and if you read the sign closely it will always say 'Mini Baccarat'.

Live Online Baccarat Betting Limits

See below for the live online baccarat table limits for each of the live dealer casinos we recommend. Listed is the minimum and maximum bet allowed for each of the tables. Some casinos only offer a single table for live baccarat while others offer multiple tables with different minimum and maximum bets. Before signing up at a live online baccarat casino, see below to make sure they offer the betting limits you want to play.

• BetOnline
  • $5 - $100
  • $25 - $500
  • $250 - $5000

• Vegas Crest
  • $1 - $200
  • $10 - $1500

• CryptoReels
  • $5 - $100
  • $25 - $500
  • $50 - $1000

• Drake
  • $1 - $200
  • $10 - $1500

• Wild Casino
  • $5 - $100
  • $25 - $500
  • $250 - $5000

• Ignition
  • $5 - $100
  • $25 - $1000
  • $100 - $2500

Sign up at any of the above live dealer casinos to play USA live dealer baccarat online for the limits displayed above. The BetOnline and Wild Casinos offer the highest limits with the maximum bet being $5000 per game. If you want lower limits, all the casinos we recommend offer live dealer baccarat for as little as $5 per game and the Drake Casino offers live dealer baccarat tables for just $1, the lowest available.

Live Dealer Baccarat Table

Get started playing live dealer baccarat online by using any of our links to visit the USA live casino of your choice. By using our links you will automatically be eligible for the best bonus being offered. Online live dealer baccarat can be a lot of fun and if you use a progressive betting strategy the higher limits definitely come in handy. Baccarat is a game where you can see long winning streaks for either the Player or Banker and many players track the game outcomes in order to try to find some type of pattern. Good luck and you can be confident you will always receive your winnings when you make a withdraw when using any of our recommended USA live dealer baccarat casinos.

Other Live Dealer Online Casino Games

USA players can also enjoy other live dealer online casino games for real money. Click any of the below links for more information on other live dealer games and the best USA online casinos to play them.

Baccarat popularity has increased greatly within the last two decades. It is now far more accessible thanks to mini, online, and live-dealer baccarat.

This guide explains how you can find quality baccarat casinos. It also discusses the game’s finer points, including rules, bonuses, formats, and more.

Our criteria for the top baccarat casinos

We look at a variety of factors to determine the best baccarat casinos. Below, you can see the main aspects on which we focus when choosing quality gaming sites.

Fair baccarat games

Baccarat features a standard 52-card deck. Online baccarat odds should revolve around the same deck.

Gaming sites and their software providers must ensure that their games offer fair odds. Most casinos and providers undergo third-party testing to guarantee fair gaming.

Secure website

Casino websites should use Secure Sockets Layer (SSL) technology to protect your data. SSL thwarts hackers by encrypting the information you exchange with casinos.

Google Chrome and Safari browsers place padlocks at the beginning of the address bars of the URLs of encrypted sites. Any casino without a padlock is not trustworthy, because it does not secure your data.

Quality software

The best baccarat casinos use top-tier software providers. Leading software providers improve your baccarat experience by offering pleasing graphics and helpful gameplay features.

Baccarat bonus

Not all gaming sites offer baccarat bonuses. Therefore, if baccarat is one of your favorite games, you may want to avoid such casinos.

Internet casinos discuss what games qualify for bonuses in their terms and conditions. You should review T&Cs pages to determine if baccarat is eligible for bonuses.

Helpful support

You may have questions and/or issues that arise when playing online baccarat. When this happens, you’ll want friendly and knowledgeable support ready to assist you.

Casinos should provide multiple ways for you to contact customer service. Email, live chat, and phone are commonly available options.

Plenty of banking methods

Most gaming sites feature several deposit and withdrawal methods. Nevertheless, you should still review a casino’s banking page to ensure that the methods offered will allow you to deposit and cash out.

How to get a baccarat bonus

Some online casinos offer baccarat bonuses to encourage you to deposit. Below, you can see the various steps to qualify for these offers.

Step 1: Read terms and conditions

Every online baccarat bonus comes with terms and conditions. You should read T&Cs carefully for two reasons:

1. Ensure that the terms are fair.
2. Determine what you must do to earn the bonus.

One casino can differ from the next regarding bonus T&Cs. However, the following terms are commonly featured in most baccarat offers:

• Rollover – Know how much you must wager before withdrawing bonus funds.
• Max bet – You can only bet up to a certain amount (e.g. $100) with an active bonus.
• Claim the bonus – You’ll need to visit your account section and claim the offer.
• Timeframe on rollover – Casinos only give you so long to meet wagering requirements.
• Bonus code – You might need to enter a specific code to claim your deal.

Step 2: Make a deposit

Most baccarat offers are deposit bonuses. That said, you must place a minimum deposit to qualify.

In many cases, you only need to deposit between $10 and $20. Some casinos also require you to enter a bonus code at the time of your deposit.

Step 3: Meet the T&Cs

You must satisfy all T&Cs before withdrawing bonus money. Playthrough is typically the most challenging requirement.

Here’s an example on meeting playthrough:

• A casino is offering a 100% match deposit bonus worth up to $500.
• You deposit $100 and now qualify for a $100 bonus.
• Baccarat playthrough is 100x.
• $100 x 100 = $10,000 must be wagered

Why is baccarat so popular?

Baccarat is one of the most popular table games in the world. In Asia, it’s the premier casino game and occupies 80 percent of some gambling floors.

The three main reasons behind baccarat’s popularity include:

1. Low house edge
2. Widespread availability
3. Simple gameplay

Baccarat only features a 1.06% house edge under the right strategy (covered later). This house advantage is among the lowest in all of gaming.

Historically, Baccarat was only available in high-roller areas. However, this situation has changed significantly within the past two decades.

You can enjoy baccarat with little experience. It’s simple. Just bet on the banker hand winning, the player hand winning, or both hands tying.

Baccarat rules

This game only requires you to pick one of three available wagers to play. Nevertheless, you’ll find the game more interesting when you thoroughly understand how hands win and lose.

Here’s what you should know regarding the scoring system and how cards are dealt:

• A baccarat hand will feature one of three outcomes: banker hand wins, player hand wins, or both hands tie.
• The hand closest to a score of 9 wins.
• Cards 2 through 9 are worth their numerical value.
• 10 and face cards are worth zero.
• An ace is worth 1.
• The first digit is removed from any score over 9 (e.g. 12 becomes 2).
• Both parties receive two cards to begin a round.
• The player or banker automatically wins with an 8 or 9 (called a “natural”) as long as their opponent doesn’t tie or beat their score.

In the absence of a natural, the player and banker draw a third card under the following circumstances:

• Player draws if their total is 0-5 and stands if their score is 6 or 7.
• If the player stands, the banker draws with 0-5 and stands with 6 or 7.
• If the player draws a third card, the banker draws in the below scenarios:
  • Total is 2.
  • Total is 3, unless the player’s third card is 8.
  • Total is 4, and the player’s third card is 2 through 7.
  • Total is 5, and the player’s third card is 4 through 7.
  • Total is 6, and the player’s card is 6 or 7.

Banker stands on 7 no matter what.

Baccarat payouts and commissions

Unlike blackjack, baccarat doesn’t force you to face the house. Instead, you can bet on either the player or banker hand winning.

Additionally, you can also wager on both hands tying. Your choice affects your payout on successful bets.

Here are the payouts for each outcome:

• Banker hand wins – You receive even money, minus a 5% commission (e.g. 19-to-20 payout).
• Player hand wins – You receive an even-money payout.
• The hands tie – You collect either an 8-to-1 or 9-to-1 payout (depending on the casino).

The banker hand wins 45.8% of rounds versus a 44.6% win rate for the player hand. Ties account for the remaining 9.6% of hands.

Casinos would lose money if they paid you even money on banker wins. Therefore, they take a 5% commission to retain their advantage.

Where can you play baccarat?

Baccarat is available in multiple formats at both brick-and-mortar and online casinos. You can use the following descriptions to determine where you’ll feel most comfortable playing.

Online baccarat

Internet casinos offer both real-money and free baccarat. In most cases, you need only wager $1 per hand with the real-money version.

Online baccarat’s biggest advantage is that it lets you control the game flow. You decide when to play hands and take breaks with no pressure from the dealer and other players.

Live baccarat

Live dealer baccarat also allows you to play online. However, it features a human dealer, real table and cards, chat function, and other players.

You don’t maintain control over the game speed in this situation. On the plus side, live baccarat delivers a brick-and-mortar gambling experience to your mobile device or computer.

Mini baccarat in land-based casinos

Mini baccarat features a single dealer and table that seats up to seven players. Its minimum bet ranges from $5 to $25, depending upon the casino.

This relatively low minimum wager helps you play in brick-and-mortar casinos without being a high-roller.

Big baccarat in land-based casinos

This game seats up to 14 players. Big baccarat is found in the high-roller section and typically requires a $100 minimum bet and formal attire.

Three dealers run the big baccarat table. However, you and the other gamblers handle the cards.

You turn over the banker hand if you place the largest banker wager. Likewise, you flip over the player hand when you make the biggest player bet.

Should you play baccarat online or at land-based casinos?

Neither internet nor brick-and-mortar baccarat is inherently better than the other. Instead, your choice to play online or at land-based establishments is a subjective one.

You’ll find that both settings offer unique advantages over one another. The following advice will help you determine where to play.

Online baccarat is cheaper and more convenient

Live-dealer and online baccarat don’t force you to travel. Instead, you can grab your smartphone or laptop and play from home or anywhere else.

Both versions of internet baccarat are also cheaper than in brick-and-mortar settings. Live-dealer baccarat requires between a $1 and $5 minimum bet per hand.

Casino Baccarat Game

Traditional (software-generated) online baccarat only features a $1 minimum wager. Select gaming sites even boast $0.10 minimum bets.

Land-based baccarat offers a unique experience

Brick-and-mortar casinos don’t deliver a cost-friendly baccarat experience. You’ll be lucky to find any tables that accept less than $10 per hand.

Nevertheless, land-based venues offer an atmosphere that can’t be beat. There’s a certain level of excitement that can be had only by chatting with the dealer and fellow gamblers in person.

Baccarat strategy

Baccarat is one of the easiest games in terms of strategy. However, it severely punishes your bankroll if you place the wrong bet.

You can learn perfect baccarat strategy in a matter of seconds. The following tips explain everything you should know to improve your odds.

Bet on the banker hand

Play Baccarat Casino Game Online

Each baccarat bet features a different house edge. The various wagers and house advantages include:

• Banker hand = 1.06% house edge
• Player hand = 1.24% house edge
• Tie bet w/ 8-to-1 payout = 14.36% house edge
• Tie bet w/ 9-to-1 payout = 4.85% house edge

Even with 5% commissions paid to the casino, the banker-hand bet gives you the strongest chance to win. The player-hand wager runs a close second with its 1.24% house advantage.

The tie bet is undoubtedly the worst proposition in baccarat. Even with a 9-to-1 payout, its house edge is roughly four times higher than the banker and player bets.

Don’t get stuck owing commissions

Land-based casinos don’t force you to pay commissions after every winning banker-hand wager. You can instead settle these commissions at a later point.

However, you don’t want to lose track of what you owe. Otherwise, you may not hold enough chips to cover your commissions at the end of a session.

Take advantage of bonuses

Baccarat bonuses help you pad your winnings, or at the least, minimize losses. You should only play at gaming sites that offer baccarat bonuses.

Furthermore, you want to look for online casinos that feature favorable T&Cs. Low playthrough in comparison to other sites is especially important.

FAQs

Play Casino Baccarat online, free

Big baccarat features a larger table and higher minimum bets. It allows you to handle cards if you wager the most on the banker or player hand.
Mini baccarat offers a smaller table and lower minimum wagers. The dealer is the only one who handles cards in this game.

Yes, most gaming sites seek out third parties to test their software. They want to ensure that their RNG is working properly and assure gamblers that their games are fair.

Play Casino Baccarat Online Games

The best baccarat strategy is to wager on the banker hand winning every time. When doing so, you’ll lower the house edge to 1.06%.
You still face a slight disadvantage with the banker bet. Nevertheless, baccarat gives you a stronger chance to win than most casino games.

Wizard Of Odds Baccarat Simulator

Yes, you can count cards in baccarat just as in blackjack. Unfortunately, you won’t gain the same type of advantage as blackjack counters do.
You only stand to win pennies per hour through baccarat card counting. You’re better off just wagering on the banker hand and enjoying yourself.

Free Casino Baccarat Game

Play Casino Baccarat online, free

Online casinos let you play free baccarat right after you register for an account. The registration process only takes a few minutes at most gaming sites.
Once registered, you’ll be able to enjoy baccarat with play-money chips. The free version offers a great way to practice before gambling real funds.